Financing with grace period loans + building savings contract

2019-05-31 18:20:10

Of course, these are not the very best conditions for the loan amount, but with the current construction prices, it is also difficult to come much cheaper.

The construction site is 57520 Langenbach bei Kirburg.

2019-05-31 18:46:33

Quite a pricey area ... I wonder if the calculation is sufficient

2019-05-31 19:49:34

301,000.00 € / 30 years fixed / nominal 1.96 % / effective 1.99 % / interest and repayment rate 990.79 € / repayment portion 1.99 % / special repayment option 5.00 % / construction period grace period 12 months

50,000.00 € / KfW Home Ownership Program Owner-occupied property (124) / 10 years fixed / nominal 1.10 % / effective 1.13 % / interest and repayment rate 197.61 € / repayment rate 3.643 % / construction period grace period 1 year

2019-05-31 20:22:03

301,000.00 € / fixed for 30 years / nominal 1.84 % / effective 1.87 % / interest and repayment rate 990.79 € / repayment share 1.99 % / special repayment option 5.00 % / construction period interest-free period 12 months

50,000.00 € / KfW Home Ownership Program Self-used Property (124) / fixed for 10 years / nominal 1.10 % / effective 1.13 % / interest and repayment rate 197.61 € / repayment rate 3.643 % / construction interest-free period 1 year

Which bank or provider offers these conditions?
Please always name the respective bank when posting terms and conditions, so that it provides more value for the forum!

2019-05-31 20:33:32

301,000.00 € / 30 years fixed / nominal 1.84% / effective 1.87% / interest and principal rate 990.79 € / principal portion 1.99% / special repayment option 5.00% / construction period free time 12 months

50,000.00 € / KfW Home Ownership Program Owner-occupied Property (124) / 10 years fixed / nominal 1.10% / effective 1.13% / interest and principal rate 197.61 € / repayment rate 3.643% / construction period free time 1 year

Wow, only 2% repayment. It’s an insurer.

2019-05-31 20:45:56

Wow, only 2% repayment. Is it an insurer

Is that bad if it’s an insurer?
Sorry if this is a stupid question.

Similar topics
27.07.2013	Average construction time for a semi-detached house with a basement	11
18.03.2015	Developer information varies. What is the realistic construction time?	19
27.07.2015	Own home: interest rate development / interest rate / interest rate increase / conditions	311
08.03.2016	Interest/financing for forward loans okay?	14
25.05.2016	Financing without equity - Repayment / Interest	63
02.06.2016	Necessary insurances during construction and afterwards	11
23.01.2017	What to do if the construction time is not met	15
11.07.2019	Securing interest rate for KfW 124 financing	24
29.06.2021	Financing the purchase of a single-family home: Lower interest rate or longer term?	32
09.07.2021	Is the construction time specified in the prefabricated house contract binding?	19
06.06.2023	Estimation of construction time for the new build of a semi-detached house	17

Financing with grace period loans + building savings contract

Durm2019

HilfeHilfe

Noelmaxim

Johnny7

HilfeHilfe

Jenpa