Financing Plan 2021 / 2022 - Opinions / Improvements

2% in module 1 is not really a "significant" repayment, I think. That's why the term is so long. And of all places, no special repayment is possible here, meaning you can't reduce it either.

I also find that unnecessarily complicated. I also had an offer with a loan that only served to simulate equity. Now I have KfW plus an annuity loan with a special repayment option. Term nominally also 37 years, but I definitely want to be well below that.

I would keep looking.

I would like to get your opinions on the financing offer,

It's done, now it's your turn. How does it come to be - from a "forum perspective" - a "complete disaster"?