Financing offer special annual repayment possible

So, if I were you, I would get an offer from e.g. Interhyp! If you want security, I might even get a very good offer for 20 years, but then not through banks but through insurance companies, which currently have too much money because they have to pay negative interest rates, so they want to get rid of it cheaply!! It works for you like a normal loan, no combinations with building savings contracts or similar.

"Normal" banks cannot offer it because they cannot calculate for 20 years.

With the above-mentioned provider, there is also a calculator with which you can calculate how high the interest rate threshold is, i.e. how high the interest rate would have to be in 10 years for the 15-year variant to be cheaper!

a question how old or young are you then? ...since this income is not normal for a 30-year-old I estimate around 40 years ...therefore I wouldn't put myself through all the stress of building anymore ...better buy a finished house on the outskirts of town for a million ...move in and enjoy

Early 40s, if this finished house had existed, we would have bought it.....