Financing: Job terminated with severance pay - consequences?

If the job gives you nothing else: do it!

As mentioned, it would also work without ALG, so it would be "nice to have"

I couldn't verify my earlier statements. No idea when my acquaintance sued against his dismissal and severance pay. Could have been a while ago.

You have to differentiate here: Your example is probably a dismissal with a severance offer. In Olli's and my example, it is about an offer to leave earlier voluntarily. The employee has the choice to continue working or to leave with severance pay.

.., and then you can calculate whether you can bridge 5 years with 200000€. First comes the tax, and in the end, not much remains over 5 years.

If the job gives you nothing else: do it!

That's also how I think. Overall, the monthly income remains about the same, but without work stress (shift work, 600 km away, second residence, travel expenses, meal expenses). Actually, when looked at closely, it's even more expensive than the mentioned 1000 €.

You can probably still consult freelance if it ever gets tight.