Financing house construction - split loan

Hello everyone: I have a question for the specialists among you, I need your help so I don't overlook anything. Yesterday I received a financing offer in which the amount to be financed is split into 2 loans at the same bank with the same fixed interest rate (0.59 and 0.70 each with a 10-year fixed term). The cheaper loan has no special repayment option, but a higher repayment rate. The more expensive loan has a special repayment option and a lower repayment rate. As I said: it is the same bank and fixed interest rate. Am I mistaken here with regard to a follow-up financing at another bank (conditions)? Only one ranking is to be registered, so I think I am not limiting myself. Can someone confirm this for me? Many thanks!

as said: it is the same bank and fixed interest period. Am I mistaken here with regard to a follow-up financing at another bank (conditions)?

No. Unfortunately, I have to write more words, even though the answer would have sufficed by itself...

No. Unfortunately, I have to write more words even though the answer alone would have sufficed...

Thank you very much! I believe you work in the banking industry, right?

I believe you work in the banking industry, right?

Yep. Real estate financing for many years.

That fits. You can do it without any problems!

Thank you very much for your feedback?