Fill the plot or wait?

I was just afraid that I wouldn't get credited for it.

That’s exactly what I meant. It’s quite possible that they say "yes, of course we can accept your appraisal but you still have to pay the full base price for the house."

But there is no reason to have this done in advance, is there? I wouldn't do anything for now and would instead look for a BU.

But there is no reason to have this done in advance now, right? I wouldn’t do anything at all now and would instead look for a disability insurance.

Exactly that. If you don’t assume any problems, why initiate the expert opinion now when the disability insurance would do one anyway. Use the time now more wisely for planning and searching/comparing disability insurance.

But there is actually no reason to have it done in advance now, right? I wouldn't do anything now and instead look for a BU.

Well
I do want to be sure.
Normally it should go well. Hopefully!!!
But you can search here in the forum.
I don't want to experience any surprises.

No one is saying that you should never do one. If you hadn’t bought the property yet, I would understand the urgency, but it already belongs to you, doesn’t it? What’s the difference whether it’s done now or later?

No one is saying that you should never do one. If you hadn't bought the property yet, I would understand the urgency, but it already belongs to you, right? What’s the difference whether it’s done now or later?

I think we’re talking past each other a bit.
Of course, one has to be done.
Sooner or later.

I have certain reserves and I take an amount X from the respective financial institution.
The BU draws up a cost list for me, with which I go to the bank and finance this amount.

Then I sign the contract with the BU.
They then begin their work.
Including the soil survey.

If, for example, the survey leads to additional costs, I would have to dip into my reserves or, in the worst case, refinance.

I try to reduce this risk and keep the costs manageable.

Exactly for such cases we do have reserves, but you never know!

I always assume the worst first.