Fees Separate Financing Land & House

At the beginning of the year, we financed a plot of land through a Vario loan (no fixed interest rate and special repayments in any amount).

As it currently looks, we will have completed the land loan by the end of January 2018. What fees (notary/land registry) can we expect regarding the "increase" of the land charge for the house financing?

Does the land charge have to be deleted and newly registered, or is there another, possibly cheaper way?

An increase of the mortgage is not possible.

You have two options.

1) Delete and create a new one completely.

2) Have the existing property assigned from the old bank, have it changed in the land register, and register the missing amount as a second mortgage.

=> Compare costs and clarify for 2) whether both banks will cooperate.

Thank you for the tip. That way I knew what to google for.

I found a reasonable land register calculator:

Option 1: Costs 2,535€
Option 2: Costs 1,159€

In two cases, the costs for the assignment by the bank and, if applicable, the notary for the assignment and registration are added, provided they have not yet been taken into account.