Evaluation of Financing Offer

Hello everyone, the last offer has actually become the final one. However, at an even better interest rate.

Loan amount: total 215,000 Euro
Nominal interest rate: 1.39% / effective annual interest rate 1.41%
monthly installment 787.00 Euro
repayment: 3.00%
fixed interest period 20 years
contribution-free period: 3 months / 13 months ([Loan amount was split])

Hello uti-pepe,
that sounds like very reasonable conditions.
We are also currently looking for a reasonable financing.
How did you go about your search? Did you go to banks, service providers like Interhyp, or private financing brokers?

Hello, first I got a rough offer from Check24. But you can skip that because the major providers will probably give you equivalent or even better offers. Then I also went to two local providers. At Hüttig & Rompf, however, they did not make an offer, so I went to a smaller broker and got a better offer (the one posted last). So it is worth comparing.

Crazy, in 2018 I only got 1.62% over 10 years. Intense what can happen in just one year.