Evaluate financing!

So, attached is my financing plan or the offer that is currently available to us:

Total costs = 325,000

Equity = 20,000

Income (2 people + child) = 4,200 euros (without child benefit)

KfW Eff. building
50,000 euros
eff. 3.39%
Repayment 2.06%
Rate 225 euros
Fixed for 10 years

Interest-limited loan
50,000 euros
eff. 2.74%
Repayment 1.55%
Rate 171 euros
Fixed for 10 years

Annuity loan
205,000 euros
eff. 3.84%
Repayment 1.25%
Rate 857 euros
Fixed for 15 years

Total = 1,253 euros plus estimated 400 euros ancillary housing costs = approx. 1,650 euros / month.

Hmm .. nobody has an opinion on that?

Hello Villariva,

since none of the moderators here are employed, you can assume that inquiries are answered on a voluntary basis, because there are people who like to help others with their expertise.

Therefore, it may sometimes take some time before you receive a response, especially if you do not formulate an explicit question in your post.

What would you like to know about the offer you have received?

Those are very good terms that have been offered to you.

Best regards

M. Thiemann

Hello Villariva,

since none of the moderators here are employed, you can assume that inquiries are answered here on a voluntary basis because there are people who like to help other people with expertise.

Therefore, it can sometimes take a while before you receive a response, especially if you do not formulate an explicit question in your post.

What would you like to know about the offer you have received?

Those are very good conditions that have been offered to you.

Best regards

M. Thiemann

I apologize for the prompt texts on my part :(

One is simply head over heels immersed in the topic and always wants quick answers.

Oh yes ...

Those are very good conditions that have been offered to you.

That would have been my question .. but it seems to be quite okay then. We were uncertain about the rather moderate repayment at the beginning.

Regards Villariva