... Our soil is very clayey and we fear we might have to do soil replacement.
By the way, according to this/your statement, not having a soil survey done would be grossly negligent. How do you even come up with that idea, ...
YOU are the builder, it is YOUR house, and YOU will live in it! Everything should be done in your interest! If anything is done carelessly, it is up to you to initiate changes. And if necessary, you might even have to get hands-on yourself. It is not done in the interest of the construction company, but in your interest! That's how it is.
Regards, Yvonne