Construction financing for a single-family house with a granny flat

Please consider the context! It’s about a high! real estate financing! Missed that? The income there is more than low. If he had asked whether he could finance a car (in addition to 500 EUR rent)… the income would be more than sufficient ;)

However, I consider 3200 EUR family income to be too low for almost all real estate financings. The perceived limit here in the forum is around 3800 EUR downwards… the average is significantly higher…

Regards, Steffen

That the property is out of range with that salary should be explained by any reputable bank (see my inquiry to the TO). I find the blanket statement that you can't become a property owner with €3200 net a bit strange. Those are salaries above the German average!

They are not! See the statistics!

Which statistic do you mean?