Construction costs approx. 400K - Is financing construction feasible this way?

Please do not confuse equity with liquid funds: Financing = loan + equity Retained liquid funds = cash for paying for furniture and other stuff

No. Of course not. They should be left out. Karsten

That is why the answer from bau.herr was completely correct

Please do not confuse equity with liquid assets

Correct, then these liquid assets also have no impact on the loan-to-value ratio

400k with 4k or 5.4k net should be feasible

400k with 4k or 5.4k net should be feasible

I think so too. Since we don’t live extravagantly. And we can now easily save the additional €1500 monthly on top of the rent, which I roughly had in mind as a payment. That’s why a relatively high equity.

Then I will take care of the banks next ;-)

Best regards