Complete financing - Construction interest rate forecast - Your experiences

So we now have an offer from our house bank of 1.92% for 20 years. We have 20% equity. However, we are still not sure whether to take a standard annuity loan or a TA loan with a term of 26 years (due to the [Riester-Förderungen] and tax advantages).

Hopefully all interested parties also have 40%+ ancillary costs as equity. Otherwise, it won't work.

1.95%, fixed for 30 years and 15% equity + ancillary costs...

However, still 50k extra as a land charge with my parents, because our loan-to-value ratio was already high

Hey Lexmaul, please email me at schokotrunk85 @ gmail.com. I have a few questions because we are building in the neighboring town and you can surely give us some tips from the area!