Compare construction financing offers - Which one is realistic?

Guys, this is absolutely Harakiri! Such a financing will very likely drive you into ruin. The net income is anything but generous right now. The financing amount is extremely high, as is the monthly installment.

As already mentioned, the repayment is far too low. The interest rates are too high.

The question of why no equity capital is available would be important to better assess the entire project.

My personal advice: definitely do not build under these conditions.

Thank you very much for your reply.

About us. He has been with the company for 25 years, now in a managerial position.
She: permanent disability pension of €1160 + child benefit and maintenance.

After deducting all costs, we would have €1300 left for living expenses (clothes, eating out occasionally, etc.) with the rate.

In the second option, we would be finished (with the special repayments we want to make) after about 30 years.

Thank you very much for your answer.

About us. He has been with the company for 25 years, now in a managerial position.
She: permanent disability pension of €1160 + child benefit and maintenance.

After deducting all costs, we would have €1300 left for living expenses (clothes, eating out, etc.) at the rate.

In the second option, we would be finished after about 30 years (with the special repayments we want to make).

No equity, because we met late and never planned to build

this is a fake thread

Thanks a lot anyway

According to EU housing allocation guidelines, no one will give you financing.

You would be of retirement age

this is a fake thread

Thanks a lot

According to EU housing allocation guidelines, no one will give you financing.

You would be of retirement age