Change of usufruct rights, can the bank refuse?

2019-11-18 11:53:03

It is not the ownership that is transferred but the RIGHT OF USE. What use value would a 5 sqm niche have (?)

It doesn't matter at all what value the hallway and niche have. The point is that the owner wants exclusive usage rights. And no co-owner or bank should agree to that.

you don’t get to decide anything anyway^^ to each their own.

Well, your bank seems to think similarly – so my assessment of the bank isn’t entirely wrong.

And if the space doesn’t have any value anyway, the applicant shouldn’t be upset if their request is denied. Nothing changes for them.

And just to go back to your question from the original post. Yes, the bank may (and should) object.

2019-11-18 12:49:56

It doesn’t matter at all what value the hallway and niche have. The point is that the owner wants exclusive usage rights. And no co-owner or bank should agree to that.

Well, your bank seems to think similarly – so my assessment of the bank is not entirely wrong.

And if the area has no value anyway, the applicant shouldn’t be upset if their request is not granted. Nothing changes for them.

And just to return once again to your question from the initial post. Yes, the bank may (and should) oppose it.

We owners find it fair and want it that way. No, the bank doesn’t see it like you do, it just wants to get a final impression in order to decide.

One could also sell this general part. Then the bank has nothing to say anyway.

2019-11-18 14:01:26

Why can't there just be a lockable cabinet there?

2019-11-18 16:03:04

Why can't there just be a lockable cabinet there?

Is one from the neighbor who fears he might have to leave sometime

Change of usufruct rights, can the bank refuse?

nordanney

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