30156030
2016-05-16 18:51:51
- #1
A warm hello to everyone!
Like many here, we are thinking about buying a house. Here is some information about us in advance:
He, 30 years old, finished his studies a year ago -> employed as a project engineer, permanent contract with a net income of 2500€, tending to increase.
She, 28 years old, employed in the public sector, net income about 2000€.
Since we want to get married soon, her salary will temporarily stop because of wanting to have children.....
We might have the possibility to buy the house where we currently rent. There are a total of 2 rental parties. We pay 700€ including utilities + 80€ electricity and our neighbors pay 500€ including utilities + electricity.
The costs for the house would be about 160-170k€. We would want to let the other rental party live in our house for about 3 years.....
What do you think? Would financing without equity be sensible? The reason we haven’t saved up proper equity so far is because we have both only been fully employed for about a year and also need to pay for our wedding.....
Would be grateful for sensible tips and opinions
Best regards, Jan
Like many here, we are thinking about buying a house. Here is some information about us in advance:
He, 30 years old, finished his studies a year ago -> employed as a project engineer, permanent contract with a net income of 2500€, tending to increase.
She, 28 years old, employed in the public sector, net income about 2000€.
Since we want to get married soon, her salary will temporarily stop because of wanting to have children.....
We might have the possibility to buy the house where we currently rent. There are a total of 2 rental parties. We pay 700€ including utilities + 80€ electricity and our neighbors pay 500€ including utilities + electricity.
The costs for the house would be about 160-170k€. We would want to let the other rental party live in our house for about 3 years.....
What do you think? Would financing without equity be sensible? The reason we haven’t saved up proper equity so far is because we have both only been fully employed for about a year and also need to pay for our wedding.....
Would be grateful for sensible tips and opinions
Best regards, Jan