positron-1
2011-12-15 15:02:54
- #1
Hello everyone
Starting point:
My wife and I have been together for 7 years and have been married for about 3 years now. We have a concrete desire to have children, which we plan to realize in about 2 years. We are currently living in a rental apartment in Zurich and do not like it here at all. We want to move to the countryside. It has been clear to us for years that we will someday have a single-family house. We have been saving for this from the very beginning. My wife only completed her studies this spring and is just now starting a full-time job. Now the equity is growing quickly and in a year we will probably have the money together for a house that we could afford long-term (plus reserves).
While my wife has mainly been focused on her career in recent years, I had a lot of time to think about where we would live one day. For a long time, I struggled to imagine settling far away from Zurich. But since building land here is so expensive, I have long since parted with that idea and searched for inexpensive building land in my wife's home canton – and found some. The building land is even so affordable that we could buy it comfortably with our savings. And it is in a location that is perfect for both me and my wife in every respect. Unfortunately, there are also two other interested parties, so there is not much time to get used to the idea of living there in the future.
It is also the case that I am always the one who can get excited about something quickly and easily. My wife always sees things much more critically. I would like to commit to the architectural firm today, while my wife would prefer to decide in a year when we really have all the money together. She also does not find the idea of building our own house very appealing. She especially feels uncomfortable deciding our future within a few days. I understand that, of course. I am simply afraid of missing a unique opportunity and regretting for a lifetime that we could only live in second-best locations. And just because we bought land does not mean that we could not sell it again in an emergency. I would like to take decisive action as soon as possible and buy a piece of land, so that we can then calmly plan the construction of our house.
Am I crazy? Is my wife right with her concerns? Or does one sometimes simply have to decide on something new based on intuition?
How was it for you? How long did you search? What situation were you in? What financial reserves did you have? How long before did you buy the land?
I would appreciate any sincere advice.
Starting point:
My wife and I have been together for 7 years and have been married for about 3 years now. We have a concrete desire to have children, which we plan to realize in about 2 years. We are currently living in a rental apartment in Zurich and do not like it here at all. We want to move to the countryside. It has been clear to us for years that we will someday have a single-family house. We have been saving for this from the very beginning. My wife only completed her studies this spring and is just now starting a full-time job. Now the equity is growing quickly and in a year we will probably have the money together for a house that we could afford long-term (plus reserves).
While my wife has mainly been focused on her career in recent years, I had a lot of time to think about where we would live one day. For a long time, I struggled to imagine settling far away from Zurich. But since building land here is so expensive, I have long since parted with that idea and searched for inexpensive building land in my wife's home canton – and found some. The building land is even so affordable that we could buy it comfortably with our savings. And it is in a location that is perfect for both me and my wife in every respect. Unfortunately, there are also two other interested parties, so there is not much time to get used to the idea of living there in the future.
It is also the case that I am always the one who can get excited about something quickly and easily. My wife always sees things much more critically. I would like to commit to the architectural firm today, while my wife would prefer to decide in a year when we really have all the money together. She also does not find the idea of building our own house very appealing. She especially feels uncomfortable deciding our future within a few days. I understand that, of course. I am simply afraid of missing a unique opportunity and regretting for a lifetime that we could only live in second-best locations. And just because we bought land does not mean that we could not sell it again in an emergency. I would like to take decisive action as soon as possible and buy a piece of land, so that we can then calmly plan the construction of our house.
Am I crazy? Is my wife right with her concerns? Or does one sometimes simply have to decide on something new based on intuition?
How was it for you? How long did you search? What situation were you in? What financial reserves did you have? How long before did you buy the land?
I would appreciate any sincere advice.