Brand renovation thermal insulation regulations

Hello dear people here in the forum, maybe someone can help us here. Our house burned down 2 months ago, i.e. 2 rooms are completely burned out and the facade was damaged, the remaining rooms were affected by the gas fire and smoke / soot. It is a prefabricated house in timber frame construction from 1973 and Eternit panels on the facade. Here, one panel of the facade shattered due to the heat and would probably need to be replaced. The insurance commissioned a company to check if the house is repairable. According to the company, this would be possible. Now my question(s): 1. If the exterior facade is changed/altered, must the new thermal insulation regulations be applied? 2. If one exterior wall is repaired, what about the other old walls that do not comply with the new thermal insulation regulations? 3. If we do not want to renovate the house, what claims do we have under the building fire insurance (covering demolition costs?). Many thanks for your help. Regards Uwe

Hello Uwe,

....3. If we do not want to renovate the house, what claims do we have on the building fire insurance (coverage of demolition costs?).

You have to look into your insurance documents and the associated terms and conditions; no one can really help you here because we do not know your contract setup. Furthermore, only a lawyer may provide legal advice.

As for the rest of your questions, similar applies. The company that has checked your house to see if renovation is possible will have compiled a kind of catalog of how the renovation can/must be done and submitted it to your insurance. Your questions should be answered based on this list of measures.

Kind regards