It is just as easy as writes. As an adult and legally capable person, you are responsible for how you proceed and decide. Extra security costs --> expert opinion. Trust is cheaper. Conduct a survey here and you will find supporters for each of these options. My tip: Solve things you can solve with money with money. Things you cannot solve with money, do not solve with money either. Specifically: If you can buy yourself a good night's sleep and security, then do it. If you are fundamentally insecure and still cannot sleep well even with an expert opinion as soon as someone comments on a photo, then skip the expert opinion.