Assessment of financing for the purchase of a single-family home

2017-04-13 10:23:49

Thank you very much for the factual contributions! We have now committed to financing with Bank XY and have a bank appointment next week. The Bund Future is currently rising quite significantly again. Is it bold to insist on better terms now? Can I rely in return on the bank keeping its word and not worsening the terms for me by the appointment if the Bund Future falls?

2017-04-13 11:19:34

Thank you very much for the factual contributions! We have now committed to financing with Bank XY and have a bank appointment next week. The Bund Future is now rising quite considerably again. Is it bold to insist on better conditions now? Can I, in return, rely on the bank keeping its word and not worsening the conditions for me if the Bund Future falls before the appointment?

You have to ask your bank that. Did you reserve your conditions?

Some banks even actively offer to adjust the conditions if you are in the concrete loan review or have the contract and are in the 14-day contract acceptance phase. But eventually, there is an end to that. Some have revoked in the hope the bank adjusts the interest rate and have miscalculated.

Assessment of financing for the purchase of a single-family home

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