ameise1234
2019-12-20 15:12:11
- #1
Yes, in the calculation for the bank we have estimated living expenses at €1400. There are many guides that use standard rates for this. Also things like €200 per month for the car, or a €150 household buffer, etc. I just wanted to present our current costs above and get opinions. We have also often read that having your own breakdown of all costs over several months can score well there.
I will adjust our calculation again and cluster more. We are a second-hand family and produce as much food as possible ourselves, carefully considering which resources we spend our money on. Usually, everything is already produced and abundantly available, so years ago we decided, for example, not to buy anything new unless it is unavoidable (e.g., hygiene products). The only "luxury" we allow ourselves is a large family car, which we lease because all costs involved (except fuel) are covered.
I will adjust our calculation again and cluster more. We are a second-hand family and produce as much food as possible ourselves, carefully considering which resources we spend our money on. Usually, everything is already produced and abundantly available, so years ago we decided, for example, not to buy anything new unless it is unavoidable (e.g., hygiene products). The only "luxury" we allow ourselves is a large family car, which we lease because all costs involved (except fuel) are covered.