Assessment financing 425k, equity 200k, net 5k - unmarried

- you are doing everything well, don’t let yourself be discouraged here :) Everything looks great!

Change in repayment rate - or do you assume that TE and her future husband will not receive any salary increases?

You can also always overdo it with horror scenarios. Besides: Don't assume things based on yourself, TE can manage it, I'm sure of that.

No, I assume the repayment rate will not be changed. That is simply human nature and supported by banking studies^^ people tend to keep it at the same level or rather lower it than increase it^^

no, I assume the repayment rate will not be changed. that's simply human nature and supported by banking studies^^ it is usually kept at the same level and rather lowered than increased^^

You surely know that studies mostly reflect the average of people, and never the individual themselves? You can assume all sorts of things! As said, only the original poster knows best after knowing herself whether it is feasible.

Forget the studies and just think logically yourself and above all: be honest with yourself, then it will work!

You surely know that studies mostly represent the average of people, and never the individual themselves? You can assume all sorts of things! As I said, only the OP knows best after knowing herself whether it is feasible.

Forget the studies and just think logically for once and above all: be honest with yourselves, then it will work!

Very few do that. Why? Yes, consuming this and that, etc.

very few do that. why? yes, consume this and that, etc.

There it is again: "very few" - generalizing par excellence ;)

Let him generalize. If we belong to those who do not increase the repayment, the world will not end either. If the ownership structure recorded in the land register reflects his equity contribution (it would then be 2/3 to 1/3), then I shouldn’t have to pay gift tax, or do we still need to consider something? Man... maybe it would really be easier to get married :D