Amount of the land charge in Section III

  • Erstellt am 2022-09-02 13:07:29

BackSteinGotik

2022-09-02 13:07:29
  • #1
When reading an excerpt from the land register of an older house, I am currently wondering how the registered amount of the land charge is determined. Does it always correspond 1:1 to the amount of the loan that was taken out? For example, a first land charge for the purchase of the property, and a second, higher land charge for the larger loan for the construction of the house, which the first land charge cannot secure? Then you would have an approximate idea of how much money had to be borrowed back then.
 

SaniererNRW123

2022-09-02 13:20:50
  • #2

As a rule, yes.

It is completely open what was used for what. First mortgage for house and property, second mortgage for the car can also be.

And what does that help you?
 

SoL

2022-09-02 15:51:46
  • #3
And even back then there was equity. Our house had as its first mortgage 5000 Goldmarks, which corresponds to about 1.774.1 kg of gold as equivalent. At today's gold price that would be €97,504.53. The calculations are pointless in terms of content because it is not comparable.
 

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