How do others do it when carrying out an energetic renovation with an exterior rafter insulation?
To be honest, I’m not exactly sure what "energetic" means in this context or what a non-energetic renovation would do differently in this regard.
Do they simply cover these? Or do they apply both exterior and intermediate rafter insulation in such cases?
As I said, it also has something to do with the overall condition of the roof truss and your planned investment framework. If these were actually older, rough-sawn rafters, I would probably choose intermediate rafter insulation and wouldn’t see why that shouldn’t be sufficient as insulation. By choosing the right insulation material, a good standard can be achieved. So once again the question: What standard does your advisor want to achieve?
Of course, you can also treat each rafter individually by planing, sanding, or covering it, but if a company is supposed to do this, you’d probably end up renewing the already older roof truss more quickly anyway.
Depending on the rafter thickness, you can install a lot of insulation with an intermediate rafter solution. If necessary, you can even double up inside or add a few centimeters of insulation on the roof. At my old house, we had 14 cm of glass wool, and I additionally clad the roof with 22 mm boards. The upstairs was also pleasantly cool in summer.
You should also not underestimate that the roof is ONLY one point to consider because of heat. My son had a small roof window without shading in his apartment. That little thing alone turned the place into a sauna. Since shading was put on it, it’s fine with the heat in summer.
Does blown-in insulation have a higher insulation value than intermediate rafter insulation with mineral insulation materials?
You can look at the respective WLG values or similar, whereby exterior rafter insulation like PUR etc., in my opinion, tends to protect against cold rather than heat.
If the roof outside is still okay and the framework as well, I would leave it as is and insulate from the inside; depending on the rafter thickness, you get enough insulation material in; if necessary, double up.
Currently, we live here in an old house with blown-in insulation, albeit not optimally installed. I still find the insulating effect pretty good.