Hello JoS,
no idea which one! But the combo sounds better :-) !?
Do you know more details about it?
Best regards Matthias
Of course :)
I still can’t give you a concrete recommendation at the moment because I simply don’t know your case and from my point of view financing should be like a tailored suit – meaning it must be specifically adapted to your project and your family. I don’t believe in standard recommendations that you sometimes read (in the sense of definitely KfW, or similar) because these recommendations OFTEN don’t fit the specific case.
Here are a few facts you need:
Purchase/build
how many employees in the family
civil servants?
net income each?
Children? How many, when born?
equity capital? How much of it will be used?
other loans?
max. possible
mandatory burden?
What is most important to you in the financing?
monthly burden? / nominal interest rate / security (interest and total) / flexibility / term / total costs and so on...
So please don’t be mad if I now give you
no concrete recommendation.:o
I understand if you don’t want to share all the above facts here. Feel free to send a PM as well.
Kind regards
JoS