Yes, Cat 7 is simply more future-proof. Because I think the current standard family simply wouldn't need the speeds that Cat 7 offers. And it's simply three times as expensive as Cat 5. But as I said, to be future-proof, Cat 7 is probably the current standard.
Of course I could dismantle all this, but time is pressing on me.
What do you mean by saying time is pressing on you?
You could also take the approach of first buying the cheapest device on Amazon to activate the ports you really need urgently. TP-Link TL-SG1005P 5-Port Gigabit PoE Switch - 40€ Or simply connect all the ports of the FritzBox.
And then when you have time, you properly redo everything with a 19" rack etc.
How many kilometers do you plan to lay? We're talking about differences in the range of two- to at most just under three-digit amounts in a normal single-family house.