Single-family house - Bavaria 150m² including basement, terrace - cost breakdown

To assess this, it would also be useful to know what is included in the base price. For example, the included tile price for which area and which format. Laminate or other floor coverings at what price? How much is included in the basic bathroom equipment? etc ...

10k earthworks for a house with a basement is practically nothing. Or do you not have to pay for a landfill?

10k earthworks for a house with a basement is practically nothing. Or do you not have to pay for landfill?

Yes and no, we have a sloping plot. Most of the excavation is intended to be used for leveling / filling. But I thought that 10k should otherwise be enough for the landfill? Is there a guideline for that? Thanks

That's enough. At KMH, the quality of the work is just a matter. You definitely have to keep an eye on it...

That’s enough. With KMH, the quality of the work is a bit of an issue. You definitely have to keep an eye on it...

Oh okay,.. how do you know that? Personal experience or is there a post in the forum? Unfortunately, I haven’t found anything so far.

Regarding your question about equity being only the land: We had over 500,000 in equity. After the land purchase, only 60k remained. Then we had everything that needed to be paid for the house covered by the loan. The remaining equity is now going into the outdoor area. Financing was of course not an issue and with a loan-to-value of about 50 percent, it was also possible with the best conditions. With your land value of over 400k, the calculation looks similar for the bank. What exactly are you worried about?