Riester contract - withdrawal

Thank you very much for the answers!

Application is on the way...and now fingers crossed

The waiting time for them is two to three months

We were able to withdraw 100% of the accumulated amount from one of our contracts. The application went through without any problems, and only 1 1/2 months passed until the payout. We included the money as equity in the loan agreement and thus got a better interest rate. We only have to prove to the [Zulagenstelle] within a year (but I might be mistaken) that we used the money for the house construction, and that's it.

You are not mistaken: the money must be used within 12 months

You are not wrong: the money must be used within 12 months

Well, if I have to prove it within 12 months, I will probably have had to use it as well

Uh, yeah exactly. I just confirmed what you wrote a bit uncertainly.