Process schedule at Commerzbank for construction financing

2022-01-21 17:43:49

Since we had already been to 2 independent consultants and the Sparkasse (they offered us 1.45%), we more or less knew where things were heading and that financing was not a problem.

I don't know to what extent the bank now offers more. Our amount is turnkey. We were simply in a position where we could practically set our desired amount ourselves, to still have enough buffer in reserve.

2022-01-21 20:04:29

Since we had already been to 2 independent advisors and the Sparkasse (they offered us 1.45%) before, we roughly knew where the journey was going and that the financing would not be a problem.

I don’t know to what extent the bank is now giving more. Our amount is turnkey. We were simply in a position where we could basically set our desired amount ourselves in order to still have enough buffer in reserve.

Thank you very much.
Is it advisable to cancel one's unit-linked pension insurance as equity then?

2022-01-21 20:33:37

thank you very much.
Is it advisable to cancel your unit-linked pension insurance for equity then?

My opinion:
It depends, for example, on how much you have in it.
I would let it continue.
But if it's not enough for the house, you would have to reconsider.
Just see what the bank says.

2022-01-21 20:43:16

My opinion: It depends, for example, on how much you have in it. I would keep it running. But if it's not enough for the house, you'd have to reconsider. Just see what the bank says.

There are about €5000 in it as a payout amount if I were to cancel.

2022-01-21 20:49:55

Maybe you should think carefully again if it really comes down to 5000€.

2022-01-21 21:34:23

Maybe you should think it over carefully again if it already comes down to 5000€.

that's not what it's about, but you can certainly use it for other things around the house.
it was only about 23 €/month over the last 16 years

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