previous planning and next steps

Hello *,

Our planning for the construction of a semi-detached house is approaching the final phase and we would like to hear your opinion on whether we are on the right track or if we have forgotten something important.

Plan: Construction of a semi-detached house

1. Budget determined
2. Maximum possible monthly financial burden determined
3. Bank with good conditions found, loan applications have been submitted

4. Building plot
4.1 has good infrastructure, etc., still relatively quiet, so it fits
4.2 There is still an existing building on the plot
4.3 The plot still has to be divided (so that there is a separate real plot for each semi-detached house)
4.4 Plot is located in an inner area without a development plan --> § 34
4.5 Surrounding buildings are semi-detached houses, should fit
4.6 Distance areas discussed with architect are also okay
4.7 Spoken with building authority, verbally they initially have no general objections
4.8 An approved building permit is not yet available
4.9 Ground survey report is available
4.10 Is being sold by a real estate agent
4.11 Part of the purchase contract is also the demolition and disposal of the existing building as well as the building application, including architectural services for it
4.12 Right of withdrawal exists if for any reason no building permit is granted despite §34

5. Construction company
5.1 Have an offer from a construction company of our choice
5.2 We agree 95% on the service description and price

6. Next steps and this is the sticking point,
since it is now heading towards signing loan agreements and land purchase
Have we overlooked something? In your opinion, is there something urgent that still needs to be done or checked beforehand?

We have a bit of a bad feeling because
6.1 the plot will only be divided after the purchase contract.
But this is also precisely described in the notarized contract.
So theoretically okay

6.2 Because there is still no building permit
but since §34 and the surrounding buildings are also semi-detached houses
and the architect submitting the building application and the building authority think it should be okay,
and we have a right of withdrawal if it doesn’t work out, we think it is okay.
It is not ideal, no question, and we all know what verbal agreements are worth.

6.3 That the construction contract can only be concluded in x months when the building permit is actually available
and possibly by then the developer may have no time, desire, whatever

Would be thankful for any feedback

Is there already a semi-detached house partner? If not, who is looking for one (builder/developer)? If not him, you might want to become active. Don't let the construction be unnecessarily delayed.

Is there already a design of the semi-detached house? Maybe consider floor plan variables ;)

Partner is not yet determined but it is the broker's responsibility to sell the second half of the property. I also have no doubts that it won't work out in the next few weeks. First drafts for the floor plan are already available. The architect is currently incorporating our ideas. But probably everything will move very quickly now. Go through the contract again with the notary. Finalize the floor plan with the architect, at least enough to be sufficient for the building application. Talk to the construction company again and finalize relatively. Then it starts. That’s why the panic feelings that something has been forgotten are slowly starting :)

For the important things one might forget, one will be reminded in due time :)

Maybe also hire a [Bausachverständigen]?
Check additional costs during sampling and upgrades?
Sample kitchens?

Exactly from these memories, I would rather not get too many :) The building surveyor is already on board and checks whether everything important is included in the construction contract but rather fundamental things like this constellation of a building permit that is not yet available and subdivision and construction contract worry me. Or to what extent they can negatively influence each other later on