HilfeHilfe
2015-07-21 15:00:33
- #1
Hello,
Personally, I would stay away from a residual debt insurance. I have often had negative experiences with admittedly small loans. For example, if you became unemployed, you had to prove whether you received a severance payment, how much unemployment benefit you get, etc. They are very strict.
Better to have a term life insurance with a decreasing sum analogous to the residual debt of the mortgage loan and secure the family. When you are dead, you are dead.
Personally, I would stay away from a residual debt insurance. I have often had negative experiences with admittedly small loans. For example, if you became unemployed, you had to prove whether you received a severance payment, how much unemployment benefit you get, etc. They are very strict.
Better to have a term life insurance with a decreasing sum analogous to the residual debt of the mortgage loan and secure the family. When you are dead, you are dead.