Is the KfW70 application still possible?

Maybe a few things are coming together unfavorably here. Just heard from our house bank today. Much revolves around the new consumer directive starting March 21. Among other things, only 2 days remain for financing under the "old" guidelines. After that, our HB will be closed; next week, initial consultation requests will be postponed. Even if we wanted to, according to the old requirements, the train has left the station. It just takes a certain transition period until everything is implemented and running.

That's true, the tightening of the consumer directive also plays a role... I had forgotten about that.

Hello everyone,

thank you very much for the many responses!

Maybe it is theoretically possible based on the date, but I have the information that the banks will no longer accept the application...
Hope dies last.... I would still try it anyway...

That's new to me, but it would be all the better for the OP, then there would theoretically still be a small chance. Although, as I said, the question is whether you want to put yourself through that theater.....

This is pretty much how we will proceed now. We are not going to rush. Either it still works out, or we build the same house and take the 50,000€ module directly from the bank.

The key interest rate has now also reached 0%. We are curious where this will lead :)

Thanks again for your assessments. From now on we will definitely "read" each other more often :)

Brief update:

We now have an offer which consists only of €50,000 KfW124 and the rest from the bank. The mixed interest rate is almost identical. However, the fixed interest period is not set for 10 years, which of course can also have advantages.

Unfortunately, we are still waiting for the loan-to-value assessment. We have already followed up several times and were always put off.

How long does this usually take? How do you handle it when buying an existing property and there are multiple interested parties? o_O