Der Da
2012-09-13 15:26:30
- #1
A child costs almost as much as a house over the years until it leaves the house :) (studies, driver's license, clothes, school, clubs, hobbies, electricity, water, insurance, braces... and so on....) The state will then punish you with a lack of daycare places and poor schools.
But the moment your child is born and smiles at you, you won't care about any of that :)
The period of planning a house is very intense, where you also have to take care of things you, as a young person, don't like to think about. (term life insurance, occupational disability, how many children and when,...)
Only when you know your financial framework and have roughly planned the next 10 years in your mind can you decide whether the dream of a house can become real.
Even if it sounds silly, getting married is not pointless, especially because of the tax classes with a child, and legally there are still hurdles for unmarried couples. You can sort it all out, but you have to do it.
The banks shouldn't care whether you're married or not since you both will sign. The sooner you separate, the faster the house belongs to the bank :D
But the moment your child is born and smiles at you, you won't care about any of that :)
The period of planning a house is very intense, where you also have to take care of things you, as a young person, don't like to think about. (term life insurance, occupational disability, how many children and when,...)
Only when you know your financial framework and have roughly planned the next 10 years in your mind can you decide whether the dream of a house can become real.
Even if it sounds silly, getting married is not pointless, especially because of the tax classes with a child, and legally there are still hurdles for unmarried couples. You can sort it all out, but you have to do it.
The banks shouldn't care whether you're married or not since you both will sign. The sooner you separate, the faster the house belongs to the bank :D