We don't know the other costs of the family?!? There are certain 'household allowances' from the bank... But I'm not very familiar with that...My net salary reference for 4 people
Nothing adds up for me at all. You don’t know my numbers! BtW: I do NOT calculate with 100 x anything, because financings have to be seen very individually, not just from the salary (-> equity). If it had to be based on that, I would never have a house because my salary is miserably low (compared to many here)you always calculate net x 100 = max loan, right? For you it would be 350,000 € max loan amount... + 300,000 € equity = 650,000 € It will probably be very tight :/
My comment refers to the net salary of 4 P
The bank has its tables for living expenses for 4 people. As already said: #2 is from me. Otherwise please direct your words to the OP :) Child benefits are not income either!It depends on how much costs the family has otherwise... We don’t know that @ypg
OK, all right.. I thought I had already read that here in the forum quite often... With the ‘rule of thumb’ x 100 As I said, I don’t know what the fixed costs are...Nothing adds up for me at all. You don’t know my numbers! BtW: I do NOT calculate with 100 x something, because financing is very individual and cannot be seen only from the salary perspective (->equity) If that were the case, I would never have a house, because my salary is miserably low (compared to many here) The bank has its tables for living expenses for 4 people. As I already said: #2 is from me. Otherwise, feel free to direct your words to the OP :) Child benefit is also not income!
It wasn't directed at you...Nothing adds up for me at all. You don't know my numbers!
Child benefit is also not
The formula is great for a rough estimate - but not for more.OK, all right.. I thought I had read that quite often here in the forum... With the 'rule of thumb' x 100 As I said, I don't know what the fixed costs are...