Is it legal to reduce notary and property acquisition tax?

Hello,

it probably comes down to us taking everything in the complete offer from a developer, that is the plot with the turnkey house.

The developer has offered us 2 options here. Either we first buy the plot from him and then, with the help of the contract for work, he builds on it. Or we simply accept the complete offer and then pay three times as much in notary and trade tax.

It is clear that we will choose the cheaper option, but how do I explain that to the bank? Or is the advisor sharp enough so that he raises no concerns, meaning we get this matter quietly through?

Best regards

Hello Cmajere,

the amount of notary fees and real estate transfer tax in a property purchase generally depends on the purchase price.
The less that is included in the purchase price, the lower the fees and tax due will be.
This is neither illegal nor do you have to explain it to your banker.

For this reason, it would also be advisable, for example, to cover the connection fees yourself. This additionally reduces the costs.

WARNING and caution: the state = tax office = we need money for tax payments. The 600 billion currently being printed and distributed before the election must also be repaid. Some tax offices see a connection between purchasing land + building a house. Or do you want to build a football field? Normally this rarely happens but I would calculate the possible additional payment to the tax office. In case of later claims by the tax office, I would hold the advisor who previously denied this liable!!! So better to calculate conservatively and be happy if it is not the case.

Problems with the tax office when buying GRD and subsequent construction

Hello! I am also planning to buy a GRD soon and then build on it immediately afterwards. We are hiring a company that will build our house turnkey under a work contract. Does this pose a problem for the tax office? Do I have to speak with the tax office beforehand? I always thought it was not a problem to buy the GRD and then build on it with whomever?

Problems can only arise if you buy the land from a developer and then commission the same company to carry out the construction. Often, the tax office uses this as a reason to calculate property tax based on land and house costs. It is not quite easy to avoid this.

That's exactly the issue, of course the notarial contract for the property doesn't necessarily have to bear the name of the developer^^