Is additional financing possible or necessary?

  • Erstellt am 2018-04-19 06:43:10

HilfeHilfe

2018-04-20 07:35:21
  • #1


Forget about the top-up loan, of course the bank advisor said you would get 5k, but not on your building loan terms.
 

Kimi190

2018-04-20 08:02:13
  • #2
Thank you! The question was first of all whether I will even receive the amount in the first place.

So I have to expect around 5-6% interest for the "Nachfinanzierung" and not around 2-3%, right?
 

Alex85

2018-04-20 08:18:37
  • #3
You have to ask your bank.
 

HilfeHilfe

2018-04-20 08:38:03
  • #4


definitely YES!

Apply for a small loan. You can also do that online with other banks. It will then cost you 3.5%
 

Kekse

2018-04-20 12:12:57
  • #5
Or first ask the financing bank specifically. You can always get a small loan elsewhere if they do not make a reasonable offer.
 

Caspar2020

2018-04-20 12:43:35
  • #6


No. If you have taken out a classic mortgage loan or something similar, the bank will automatically not give you any more EUR.

So if you know that you need more, it helps to sit down with the bank early to explore the various options.

Because almost always, when the time comes, there is time pressure. And the advisor always has the offer for the small loan ready.



How do the two things fit together???

 

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