Insurance for employed construction helper minijob

This is about the accident insurance of BG Bau where every six months you have to report the hours of your private construction helpers who are neither first-degree relatives nor companies nor the builder himself so that they have expensive insurance coverage retroactively.

And now my question. Why the hell should I do that if nothing has happened?

You brought in the undeclared work. To answer your question: Because that is required by the legislator.

And now my question. Why the hell should I do that if nothing has happened?

That implies the answer, you would report if something had happened, and that is not the purpose of insurances and corresponds to what is indirectly accused of big companies like energy producers and similar, privatizing profits (nothing happened) and charging losses (an accident happened) to the public.

I brought up the issue of undeclared work because in the case of such construction helpers, 99.9% are undeclared workers. Unless they are registered mini-jobbers.

I had already written that the BG costs about €1.70 per hour. Not free, but not the end of the world either. And for that, one has behaved correctly, so I’m in.