How to find good insurance?

The problem is, in my opinion, eliminated if you have a great insurance advisor. Fortunately, I have one - maybe you should consider changing too?

Yes, and what exactly is that supposed to be based on?

I have already been in contact with several insurance agents who were really very friendly and also seemed very competent.

But upon closer examination of the documents and their conditions and exceptions, it makes you feel sick.

In the end, the agents can be blamed the least for that.

Regards
Judyyy

I only work with an independent broker. Not tied to any company, he finds the best options for me, I specify what I want, for example a car with marten damage, but without [Mallorcapolice], for the house it should be waterproof and include coverage for natural hazards, etc., he researches, offers me options, I say okay, he has power of attorney, and finalizes the contract for me. If anything comes up, he takes care of it.
He gets his money through the insurance company. Commission. For the new build, he recommended rhion to me. Good, waterproof terms, fair price. Karsten