Projekt1809
2020-09-13 10:28:00
- #1
Hello everyone,
Does anyone know the terms Haussicherung/Vermögenssparplan? We were told during the financing process that you have to take out something like this >must< in order to cover repairs on the house or missed installment payments. If nothing happens, the money is refunded, but initially it costs a closing fee (over 3500€) and is supposed to be balanced out through stocks/funds over the term...
However, we have not found the term Vermögenssparplan anywhere else in the context of home financing. We were told that nowadays you have to do this. In principle, something like this sounded good at first. But since we can't find anything else, the statement with the "must" makes us suspicious. Have you also had to do something like this or similar? Maybe under a different name?
Best regards
Does anyone know the terms Haussicherung/Vermögenssparplan? We were told during the financing process that you have to take out something like this >must< in order to cover repairs on the house or missed installment payments. If nothing happens, the money is refunded, but initially it costs a closing fee (over 3500€) and is supposed to be balanced out through stocks/funds over the term...
However, we have not found the term Vermögenssparplan anywhere else in the context of home financing. We were told that nowadays you have to do this. In principle, something like this sounded good at first. But since we can't find anything else, the statement with the "must" makes us suspicious. Have you also had to do something like this or similar? Maybe under a different name?
Best regards