Home financing with low income

You won't find a reputable bank that will finance that!

Just a question, is it because of the amount to be financed? So if I find something for, let's say, 150000, would that work or not at all?

That's because of the income!

You can roughly calculate:
- that you pay about 500€/month per 100K€ loan over 30 years
- monthly house costs from 300€ up to ... (depending on the house)
- monthly fixed costs per person 450€, with children I think the bank will assume 300€

so with 1 person + 2 children and income (your details) =
1950€ income
-
1050€ living expenses
-
loans, vehicle and others?
-
300-600€ monthly house costs for a single-family house up to 150m²
=
hardly any loan repayment amount per month

All right, now I’ve understood that too. :) So then, let’s wait and see.

Thank you very much.