I would agree with , it depends on who you have as a contact person in case of damage. Fire, storm (wind force 8), hail, and tap water are fundamentally included as basic hazards.
The following experiences: Generali (rented properties + own property) Provinzial (rented properties) Both work well. However, it depends a lot on who you have as a contact person. If you familiarize yourself a bit with the conditions and included insurance services beforehand, you can actually choose any reputable company.
I see it the same way, service description and contact person are the two decisive factors here.