Regarding circulation lines:
This is a simple comfort question. If you always/want warm water at the tap immediately during peak times, circulation makes sense. If the house is really well designed so that the hot water pipes are quite short, you could do without it. But the water coming immediately is rarely the case. Due to our house geometry, the main shower is about 15m of piping away from the hot water tank. If I shower at an unusual time, it takes almost a minute until the water finally comes out.
With the 300l hot water tank, you don’t have to worry about running out of hot water with gas. Even if you completely empty it once, it can be set so that reheating takes place at a certain temperature anyway, which works quite quickly with the gas boiler.
Regarding solar:
Economically speaking, it’s nonsense. A solar system for hot water costs at least 4-5k€ to install. With about 150-200€ annual savings, you can do the math. But the law requires you to do something regenerative if you still want to heat with gas, and the solar system is the first option.
Are you getting a ventilation system? It might also be possible to cover the regenerative share through heat recovery from the ventilation system so that despite gas you can do without solar, but that would have to be calculated. That’s how we solved it, since the controlled residential ventilation was already a given. Heating is only with gas, without solar, without stove.