askforafriend
2021-03-05 23:22:02
- #1
Don’t take away your liquidity & flexibility through the special repayment. Look at it this way: If you make a special repayment, you have a 100% guaranteed interest rate of your 0.93% on your capital. If that is enough for you, then go for it. But: You’re also giving away quite a lot of money. It’s best to educate yourself a bit about finances; a few approaches have already been mentioned.