Formulate/increase equity/grant/family/bank for construction loan?

Parents should document the gift in writing anyway. So not just transfer the money, but hand over a document to the daughter, which is signed and dated.

That is correct. But with this approach, agreement and transfer occur simultaneously.

Since the transfer is still in the future (maturity of the investment in a few weeks), but the financing bank requires confirmation now, the bank will not want to see a private legal gift contract, but rather a letter of intent as shown above.

Regards,

Dirk

Thank you very much! You have helped me a lot! Great!!!

We are here for that