Hello Noelmaxim, I signed before 1.4, as the promotion ended there
Ok, many things done right, especially since apparently a lien was registered for Volksbank or R+V.
Münchener Hypothekenbank and the Volks- and Raiffeisenbanks are partner networks, R+V also belongs to them and the conditions of MHB regarding
- options to change the repayment rate
- special repayment options
- sufficient interest-free construction period of at least 6 months up to one year
- especially the Münchener Reverse (repayments of made special repayments)
- the non-acceptance amount of up to 20% of the loan amount without compensation
are not the worst, to say the least, more is not possible
The promotion with the special conditions then makes up the rest