Financing outdoor facilities, carport, equipment

... and that was quite some time ago? I asked Dr. Klein. Let's see if they can also arrange something without a mortgage. Thank you very much!

Yes, it was in 2010. I can't say how it is now.

What does your own bank say? I think I've mentioned it before. I was also positively surprised by my own bank several times. Bridge financing up to nearly 100k, without mortgage, most recently with a variable rate of 1.05%.... However, my banker always says that these are not standard products; sometimes he still had to ask his boss. But it always worked out.

I think with 400k equity, the creditworthiness should be excellent.

What does your own house bank say?

Their online calculator says 1.56% for a 5-year fixed interest rate and 1.61% for a 10-year fixed interest rate. Hopefully, something better is possible.

Their online calculator says 1.56% for 5 years fixed interest rate and 1.61% for 10 years fixed interest rate.

Hopefully something better should be possible.

„Detektiv Rockford – Anruf genügt“

Good evening,

so without a land register entry it could get expensive... building society loans often start at 3% here. But it also depends on the term.
Building society Schäbisch Hall without a land register entry for 10 years = just under 5%
with land register entry: 2.55%

I would rather compare whether to take it as a "private loan" for 8-9 years, probably cheaper + without mortgage debts.

all normal banks (VR, savings banks and whatever) they won’t do any work for 50,000 EUR, or will charge such surcharges that it doesn’t make sense (as info, at 1.5%, 50,000 EUR fixed interest for 10 years you pay about 3,750 EUR in interest... if the bank then deducts processing fees, evaluation costs (property appraisal etc.), there’s not really much left...)
that’s why currently many banks say: we only do real estate financing starting from 50,000 or even 75,000 EUR

therefore, there are currently many banks that say: from 50 or even 75 thousand euros we only do real estate financing

That’s exactly the amount we want.

What would be, in your opinion, the best possible interest rate we should strive for currently?