Financing of our construction project: Single-family house with double garage in BW

2020-10-29 08:53:48

Relax and don’t get confused here.
Should come down from the interest rate to a maximum of 0.5% for 10 years and longer with a surcharge. Then you can comfortably make 3% repayment and use the rest for special repayments.

2020-10-29 08:55:28

KFW 100 no longer exists currently. A house that can be approved as of today corresponds to the Energy Saving Ordinance, which is currently basically KFW 70.

KFW 100 is the minimum standard! And since we heat a lot with wood, that is sufficient for us. I prefer the house to breathe a bit and not be so tight and stuffy... I somehow don’t like that. When I then calculate the additional costs despite the KfW repayment subsidies for a 55 house, I can heat for a very long time...

2020-10-29 08:59:08

As a reference, a KfW Efficiency House 100 is used, which complies with the requirements of the Energy Saving Ordinance (Energieeinsparverordnung).
[...]
By the way: The legal new building standard is at 75% of the reference building's level. Thus, you will receive the entry-level funding for a KfW Efficiency House 55 already if you build your building approximately 25% better than the minimum requirements specified by the Energy Saving Ordinance.

2020-10-29 09:40:54

As a quote from the KfW page.

Of course, you are right. This means that we simply do not want to build a KFW 55 house, but just the minimum standard for new buildings as required by law.

Financing of our construction project: Single-family house with double garage in BW

Hausbau2022

Micha85

Octrineddy

Micha85