Financing: Job terminated with severance pay - consequences?

Hi,
maybe someone here knows about this.
What happens if you quit your job shortly before retirement while the financing is still running and want to bridge the time until retirement with unemployment benefits and the severance pay?
The - rather high - severance pay and the expected unemployment benefits are more than enough to keep the monthly income at the same level.
The monthly income corresponds to the previous salary and the loan can be serviced without any problems.
Is the bank interested in this?
Do you have to inform the bank about it?
The conditions at the time of contract conclusion are no longer met (permanent employment, regular salary).
Regards, Olli

Strictly speaking, your contract probably states that you must report any changes. But as long as the installment is flowing, the bank actually doesn't care at all. And even if it did, what means does the bank have? Terminate early? Then you settle with the compensation. Topic closed.

I also think that you can simply forget about the notification. So what
However:

The - quite high - severance pay and the expected unemployment benefits are more than enough to keep the monthly income at the same level.

The quite high severance pay: is it still quite high after tax deduction? And:
I know someone who was dismissed with quite high severance pay and did NOT receive unemployment benefits or anything similar – because the severance pay is intended as compensation for that.

Well, the severance pay would not be quite enough to pay off the loan immediately. But it is more than enough to bridge the time until the planned retirement date – with the same total income.

Yes, there is still enough "left over" even after taxes. And ALG suspension period (3 months) is planned. It would also be enough without ALG, as the second residence + travel costs (approx. €1000 / month) would be eliminated. That alone would almost cover the financing. Olli

No waiting periods of 3 months. There is nothing until retirement. Nothing. Niente. Even my husband (colleague) is currently being offered many severance packages. The severance pay is your income for the remaining time until the calculated retirement start. Alternative: New employment. But nothing from the state.