D-Zug88
2025-05-12 11:13:48
- #1
It's now a bit of a quiet - post - principle, since nobody else was there.
In my experience, a finished plan is needed so that the banks can calculate the value. The offer then also depends on that.
The planning does not mean that the building application has to be completed. Only the calculation basis should be available.
On the other hand: I would like to join the warning voices regarding building savings contracts. For us, that would have cost significantly more interest in the end compared to an annuity loan.
That's how we would have interpreted it as well.
What bothers us about the building savings contract is the currently necessary bullet loan - I don't like that at all.