Financing a single-family house with 170 sqm

hm... why haven't I received an answer now...?

Total: 610,000 with all the bells and whistles
[..]
Repayment should be completed after 22 years. We are already older.
[..]
I would like a fixed rate but also with the option to change once in the middle. Maybe rather around 1700 euros.

Let's assume you have about 100,000€ equity, so 500,000€ loan.
To have everything paid off in 22 years with 1% interest, the monthly rate would have to be at 2,100€.

Your rate sounds more like a 600,000€ loan with 2.5% repayment. That would amount to about 1800€ per month. That would correspond to an annuity of about 2550€ per month to be done in 22 years.

Income: 5,000 without special income

Besides the loan amount and equity, the special income would certainly be interesting to know. Is a special repayment even realistic?

Do you want to know now or not?

Do you want to know now or not?

Let him have some more time :rolleyes:

Maybe not everyone can check in here every day :) He will get in touch if there is a need, or as soon as he can/wants.

Give him some more time :rolleyes:

Maybe not everyone can check in here every day :) He will get back to us if there is a need or as soon as he can/wants to.

But he/she is in here more often. You can see that in the profile ;)
That kind of thing is annoying. Look at the text you wrote there. You really put time into it. And the OP? Wanders through the forum, ignores follow-up questions, and still says thank you. That’s not proper!

He/she is here more often though. You can see it in the profile ;)
That kind of thing is annoying. Just look at the text you wrote there. You really invested time. And the OP? Runs through the forum and ignores inquiries, yet still thanks. That's not right!

Slow down! The day before yesterday I only read the answers at first and wasn't here often, even though some logs apparently think so. I am a she and have children, and our deadline for the property expires tomorrow... I will still respond to it, but I can't do it without looking into our “book”... And for that I need time; in the evenings there are currently a lot of other things...